Our team offers you a variety of ways to protect the people and things that matter most, including:
- Life insurance
- Critical illness insurance
- Disability insurance
- Long term care insurance
A suitable life insurance plan can meet your needs, your business, and your family as your financial situation changes. We’ll help you determine how much life insurance you need depending on whether your goal is life income protection, to leave a legacy, protect your business, fund a buy-sell agreement or as a compliment to your overall estate planning.
Critical Illness Insurance
The three leading causes of death in Canada are heart attack, stroke, and cancer. With critical illness insurance, you receive a one-time, lump-sum, tax-free payment if you’re affected by any of these ailments, which you can then spend at your discretion to ensure your financial protection. This means, with more resources available, you can take the time you need to recover and get healthy again.
Your earnings potential is one of your most valuable assets over the course of your lifetime and, in an instant, that can be taken away from you. With disability insurance, you have income protection in case you experience a significant loss of income due to injury or being unable to work.
Regardless of whether it’s a long or short term disability, costs can quickly add up for you and your family when you’re unable to work. Disability insurance ensures you have guaranteed coverage and a steady replacement income.
Long-Term Care Insurance
Long-term care insurance – including long-term care, assisted living, nursing care, or rehabilitation – provides for you when you’re faced with a terminal illness or something less serious that still requires considerable support.